VA Loan

What is a VA Loan?

VA, or Veteran’s Affairs loan, is a specific loan program authorized by the US Dept. of Veterans’ Affairs to help veterans, active-duty service members and their families purchase a home. This loan option allows military families to qualify for a home loan with fewer restrictions, and little-to-no money down.

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VA Loans

VA loans are for military personnel and can get you a fixed rate mortgage with zero down payment.

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You may qualify for a VA loan by meeting one or more of the following requirements:

  • You served 90 consecutive days of active service during wartime.
  • You served 181 days of active service during peacetime.
  • You have 6 years of service in the National Guard or Reserves, or served 90 days (at least 30 of them consecutively) under Title 32 orders.
  • You are the spouse of a service member who died while serving or due to a service-related disability.
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