FHA Loan

What is a FHA Loan?

Federal Housing Administration and Veterans Affairs loans are government supported loans that can help a first time home buyer secure a mortgage. 

With an FHA loan you’ll need to put  down at least 3.5%, and will need to pay mortgage insurance premiums. That said, these loans also come with lower qualifying standards, including credit scores as low as 580.

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FHA Loans

FHA loans are mortgage loans issued by private lenders and backed by the federal government. Key characteristics of FHA loans include lower credit score requirements and lower down payment requirements. It’s possible to get approved for an FHA loan with a credit score as low as 580 and a down payment of 3.5% or a credit score as low as 500 and a 10% down payment.

The requirements are:

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